Adams Law Office: Bowie Maryland Bankruptcy Attorneys, Chapter 7, Chapter 13, Debt Counseling

BANKRUPTCY

Fed up with rude bill collectors?
Unable to pay all of your bills each month?
Falling farther and farther behind on your bills?
Want to find peace of mind and a fresh start?

ADAMS LAW OFFICE, LLC CAN HELP!

Bankruptcy laws were put in place in this country in order to give a fresh start to consumers who are unable to keep up with their mounting debts. By the time you read this, you are likely at “the end of your rope” with your finances. Why not start sleeping better tonight by obtaining a fresh start.

Chapter 7 Bankruptcy FAQs

	What is the difference between Chapter 7, Chapter 11, and Chapter 13?
	Which debts are dischargeable?
	Which debts are not dischargeable?
	Will I be able to keep my property (e.g., car, house, etc.) if I file bankruptcy?
	How long does it take to get my debts discharged?
	How will the new bankruptcy law affect my ability to obtain a discharge? The new bankruptcy law prevents debtors who make above a certain income level and have a disposable income greater than approximately $100 (the means test ) from filing for Chapter 7 bankruptcy. These debtors must file under Chapter 13 instead. The new law also requires that debtors take a credit counseling course prior to filing bankruptcy and a financial management course prior to receiving a discharge. There are also increased attorney responsibilities, higher filing fees , and increased documentation requirements .
	Will my creditors be able to keep calling me?
	How long do I have to wait to file for bankruptcy if I have filed before?
	How long will a bankruptcy remain on my credit?
	What happens to my secured debt?
	What is the creditors' meeting?
	What other options do I have besides bankruptcy?
	How much will it cost?
	How can I rebuild my credit after filing for bankruptcy?
	Will I have to go to court?
	Is bankruptcy the “right” or moral thing to do? What does the Bible say about bankruptcy?

MORE BANKRUPTCY INFORMATION

Bankruptcy Links
Bankruptcy Blogs
Bankruptcy Glossary
Bankruptcy Exemptions
Free bankruptcy analysis
Filing Fees
Documents you'll need to provide to get started
Credit Repair
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This website is designed for general information only. The information presented on this website should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.