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Which debts are not dischargeable?
Even if the bankruptcy courts grants a discharge in your Chapter 7 case, you are still legally obligated to pay some debts such as:
- most taxes;
- debts incurred to pay nondischargeable taxes;
- domestic support obligations;
- most student loans;
- most fines, penalties, forfeitures, or criminal restitution obligations;
- debts for personal injuries or death caused by the debtor's operation of a motor vehicle, vessel, or aircraft while intoxicated;
- debts owed to certain pension, profit sharing, stock bonus, other retirement plans, or for certain types of loans from the Thrift Savings Plan for Federal employees;
- debts the bankruptcy court has specifically decided are not discharged
- debts that have been reaffirmed
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